apa arti penting Credit Protector Kredit Proteksi

Credit Protector

 

What it is

Credit Protector® helps protect your credit card payments should you lose your job, become disabled or worse.

Credit Protector is optional group creditor insurance sponsored by Canadian Tire Financial Services Limited and underwritten by American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida, Assurant Solutions^TM companies.

Credit Protector Benefits

Credit Protector can:

• pay 3% of your outstanding balance, up to $1,000 per month, should you lose your job through no fault of your own or become disabled*.
• pay your outstanding balance if you or your spouse pass away*, to a maximum of $20,000.
• pay your outstanding balance if you or your spouse are diagnosed with a terminal illness*, to a maximum of $20,000.

How Much it Costs

$1.10 per $100, plus applicable taxes, of your current month's outstanding balance. For example, if your statement balance after deducting the amount of any special payment plans, is $200, you would pay just $2.20 plus applicable taxes. No premium will be charged in any month where the balance is less than $10.00.

The coverage is month to month and if you are not completely satisfied with the product, you can cancel at any time.  If you cancel within 30 days of receiving the Certificate of Insurance, you will receive a full refund.

Enrol by calling 1-800-459-6415

More Details

Credit Protector	Cardmembers who are between the ages of 18 and 65.	Summary of Coverages
Credit Protector Senior**	Cardmembers who are between the ages of 66 and 75.	Summary of Coverages

How do I make a claim or cancel my coverage?

For claim questions, please contact Assurant Solutions at 1-800-480-1853.

* See Credit Protector Terms and Conditions for details.

** See Credit Protector Senior Terms and Conditions for details.